Capital Sisters works with exemplary non-profit microfinance institutions (MFI Partners) that operate in the developing world. Our partners are non-religious, non-governmental and nonprofit organizations that lend to the most highly impoverished women in their communities. They typically provide ancillary services, such as health and education, for a holistic approach to development and they are committed to the highest standards of social responsibility for the benefit and dignity of their clients. Capital Sisters provides them with critical zero-interest capital for growth. Our inaugural microfinance partners are in Asia and Latin America, and our next partner will be from the African continent.
Learn more about our Investment Program and our Microfinance Partner Criteria here.
Friendship Bridge, Guatemala
Friendship Bridge is a nonprofit, non-governmental organization that empowers impoverished Guatemalan women to create a better future for themselves, their children and their communities through microfinance and education. As of June 2018, they had a loan portfolio of over $7.3 million and total assets of nearly $11 million. Friendship Bridge serves about 21,000 Guatemalan women as active clients—with a repayment rate above 98%. By providing ancillary services to clients, including non-formal education on topics like money management, self-esteem, women’s rights and the importance of keeping children in school, Friendship Bridge has become a leader in social performance. The organization also differentiates itself through the provision of credit in rural areas, solely serving women, and providing programs in clients’ indigenous languages. Under its strong leadership, the organization continues to expand its positive social and economic impact in a sustainable manner.
Center for Agriculture and Rural Development, Philippines
The Center for Agriculture and Rural Development (CARD) is one of the pre-eminent microfinance institutions in the Philippines, which has one of the largest and oldest microfinance sectors in Asia. CARD has been successfully serving poor, primarily landless rural women in this extremely challenging geographical landscape since 1989. CARD provides clients with access to micro loans, insurance, educational, livelihood, health and other capacity-building products and services so that they can provide for their families and better serve their community and the environment. As of September 2018, they had a loan portfolio of approximately $152 million and total assets of almost $228 million. CARD currently serves over 1.4 million women borrowers—with a repayment rate of over 99%. CARD is a recognized industry leader and has received numerous international accolades for its social and financial performance.
FINCA Afghanistan is subsidiary of the FINCA Microfinance Holding Company, LLC which is majority owned by the nonprofit FINCA International, Inc. FINCA Afghanistan was established in 2003, shortly after the Taliban was ousted from power, and has remained a well-established organization that exemplifies the highest social and lending standards in Afghanistan. As of September 2019, they had a loan portfolio of over $17.2 million and total assets of over $20 million. FINCA serves over 16,500 Afghan women as active clients—with a repayment rate above 97 percent. FINCA offers credit in rural and urban areas, serving the highest percentage of women clients of any microfinance institution in Afghanistan. FINCA provides women-only branch service and Shariah-compliant programs for Muslim clients. Funding from Capital Sisters is supporting FINCA’s programming for women, increasing opportunities for Afghan women to benefit from the amazing services provided by FINCA.