Social Dividend

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  • Jacinta

    Jacinta lives with her husband in El Quiché, Guatemala, one of the most populous departments in the country with inhabitants predominantly of Mayan descent. Tourism is a large part of El Quiché’s economy because of the abundance of historic churches and archeological sites. Jacinta makes and sells beautiful traditional weavings. Her successful business allows her to support herself and her family.

  • Juliana

    Juliana is a married mother of five living in El Quiché. She serves as Treasurer for her borrowing circle, and is on her second loan cycle. Juliana uses the proceeds from her loans to invest in her small business farm. Although Guatemala has the largest GDP in Central America, over 50% of the population lives below the international poverty line ($2/day).

  • Maricon

    Maricon’s hard work and entrepreneurial spirit, combined with the availability of loan capital, have enabled her to start and run a small food stand. In addition to providing funding, microfinance programs like the one Maricon participates in provide additional services such as business education, health protection initiatives, and scholarship opportunities to ensure each client has the greatest opportunity to succeed in life.

  • Leah

    Leah comes from the Pangasinan region of the Philippines. Pangasinan is known for verdant hills, caves, waterfalls, ancient Spanish churches, and a vast coastline for fishing, water sports, and white sand beaches. Leah runs a small convenience store, which allows her to provide for her two young children.

Every Bond You Purchase will Finance Ten Women's Businesses, For Every Year it is Invested.

Get to know the women. Hear their stories. See your $1,000 bonds change lives and then get your money back – or fund ten more businesses for every $1,000 invested!

In lieu of interest, you will receive a Social Dividend – a Client Investment Report that includes specific details about the ten women whose businesses were financed by each of your bonds – for each year that your bonds are invested. Your Report will include the name and a photo of each woman, along with her location, business, age, marital status, number of children, and years of education. You will also receive overall country and impact data from our organization’s global investment activities.

Imagine investing in Sebastiana, the mother of seven, who opened her village’s first-ever tortilleria in rural Guatemala…

Or Rosario’s business of buying and selling second-hand clothing in the Philippines, which has allowed her to build a new cinder block house and enroll three of her six children in school…

Or Makhotso, who started a small business selling chickens after her husband died, enabling her to feed and educate her family of five.

You will be forever moved by the stories of enterprising women, and grateful for the positive impact your investment has made. Feeling connected with the women borrowers is incredibly inspiring, a return far more valuable than a financial return on your principal. As we say in our organization:

It’s the principal that matters!