Our bonds are issued in multiples of $1,000 for a term of 1, 2, 3, 4 or 5 years (selected by the investor). They carry a zero % rate of interest, which allows us to make zero-interest loans to our microfinance partners, enabling them to provide critical education and health services to their female borrowers. In lieu of interest, we give our investors a Social Dividend - a report about the ten women funded by each bond. We repay the principal to our investors when the bonds mature, unless they decide to reinvest in additional businesses. If you reside in a state where our Sister Bonds® investment product is registered or exempt from registration, indicated on the map in blue, you are eligible to invest! Scroll down to learn more.
If your state of residence is gray, please Take Action! We are working hard to be able to offer our investment product nationwide. Please see our FAQs or feel free to Contact Us for more information.
Our bonds are being offered only in eligible states and in conjunction with our Sister Bonds® Investment Notes Prospectus which is available below. If you would like to invest, please complete an online pledge form via the link below and we will add you to our waiting list. We will contact you with an application form when we are ready to issue the bonds. Thank you for your interest! Each bond funds 10 women’s business loans impacting over 50 lives for each year of investment!
THE PROSPECTUS DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY FROM ANY PERSON IN ANY STATE OR ANY OTHER POLITICAL JURISDICTION IN WHICH SUCH OFFER OR SOLICITATION MAY NOT LAWFULLY BE MADE. FEDERAL AND STATE SECURITIES LAWS AFFECT CAPITAL SISTERS’ ABILITY TO CONTINUE TO SELL NOTES IN CERTAIN STATES.
CAPITAL SISTERS INTERNATIONAL, INC. IS OFFERING ITS INVESTMENT NOTES TO ELIGIBLE INVESTORS IN THE FOLLOWING 22 JURISDICTIONS IN THE U.S.: COLORADO, CONNECTICUT, DISTRICT OF COLUMBIA, HAWAII, IDAHO, ILLINOIS, IOWA, MAINE, MASSACHUSETTS, MICHIGAN, MINNESOTA, MISSISSIPPI, MONTANA, NEBRASKA, NEW MEXICO, NEW YORK, NORTH CAROLINA, OREGON, RHODE ISLAND, SOUTH DAKOTA, TEXAS, WYOMING. WE ARE MAKING OFFERS ONLY TO BONA FIDE RESIDENTS OF SUCH STATES AND JURISDICTIONS. WE WILL VERIFY SUCH ELIGIBILITY DURING THE APPLICATION PROCESS.
CAPITAL SISTERS INTERNATIONAL IS NOT OFFERING ITS INVESTMENT NOTES FOR SALE IN THE FOLLOWING 29 STATES: ALABAMA, ALASKA, ARIZONA, ARKANSAS, CALIFORNIA, DELAWARE, FLORIDA, GEORGIA, INDIANA, KANSAS, KENTUCKY, LOUISIANA, MARYLAND, MISSOURI, NEVADA, NEW HAMPSHIRE, NEW JERSEY, NORTH DAKOTA, OHIO, OKLAHOMA, PENNSYLVANIA, SOUTH CAROLINA, TENNESSEE, UTAH, VERMONT, VIRGINIA, WASHINGTON, WEST VIRGINIA, WISCONSIN. ANY REPRESENTATION TO THE CONTRARY IS AGAINST THE LAW.
THE INVESTMENT NOTES ARE BEING OFFERED UNDER AN EXEMPTION FROM FEDERAL REGISTRATION IN ACCORDANCE WITH SECTION 3(A)(4) OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) AND SECTION 3(C)(10) OF THE INVESTMENT COMPANY ACT OF 1940, AS AMENDED (THE “INVESTMENT COMPANY ACT”). THE SECURITIES AND EXCHANGE COMMISSION HAS NOT MADE AN INDEPENDENT DETERMINATION THAT THESE SECURITIES ARE EXEMPT FROM REGISTRATION.